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            <guid>http://www.raketeam.com/blog/is-a-31-percent-failure-rate-acceptable.html</guid>
            <link>http://www.raketeam.com/blog/is-a-31-percent-failure-rate-acceptable.html</link>
            <author>elsa@RakeTeam.com (Elsa Rake)</author>
            <title>Is a 31 Percent Failure Rate Acceptable?</title>
            <description> <![CDATA[ 
&ldquo;Incompetents invariably make trouble for people other than themselves.&rdquo;Larry McMurtry

Did you see the news?&nbsp;&nbsp;Yesterday&rsquo;s New York Times carried an article detailing the&nbsp;results of recent federal mandated licensing exams&nbsp;for loan officers around the country.&nbsp; The results thus far are anything but encouraging.&nbsp; According the Times article,&nbsp;&nbsp;&rdquo;31 percent of the roughly 10,000 people who took the national test from July 30 to Nov 30 f... ]]> </description>
            <pubDate>Mon, 28 Dec 2009 13:25:53 -0600</pubDate>
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            <guid>http://www.raketeam.com/blog/our-economic-helter-skelter.html</guid>
            <link>http://www.raketeam.com/blog/our-economic-helter-skelter.html</link>
            <author>elsa@RakeTeam.com (Elsa Rake)</author>
            <title>Our Economic Helter Skelter</title>
            <description> <![CDATA[ 
&ldquo;Sooner or later in life, we all sit down to a banquet of consequences.&rdquo;

Robert Louis Stevenson

Is a Federal Housing Administration(FHA) crisis on the horizon?&nbsp; With FHA&rsquo;s insurance reserve ratio falling to the lowest level in history, at 0.53 percent, there are some who believe&nbsp;the FHA is the next subprime crisis&nbsp;waiting to happen.&nbsp; One of those is homebuilder, Toll Brothers Inc., CEO, Robert Toll.&nbsp;&nbsp; Toll predicts that just like the failed bank... ]]> </description>
            <pubDate>Thu, 26 Nov 2009 01:41:36 -0600</pubDate>
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